Buying a home in the Setúbal Peninsula: how bank valuations affect your plans
A bank valuation can change the upfront funds you need. Understand the implications for buying, transferring a mortgage and accessing state support.
Practical guides on mortgage, personal and business credit — written to help you make better financing decisions.
A bank valuation can change the upfront funds you need. Understand the implications for buying, transferring a mortgage and accessing state support.
The proposal raises IMT thresholds and announces continued support for young buyers. Find out what this could mean for your purchase and mortgage plans.
"We are looking for people with initiative, dedication and a desire to grow in the credit sector."
Already saving property listings? Take the next step: understand your budget, relevant support and how to prepare your mortgage with DSIC.
The ECB has raised rates again. See what may change in your mortgage payment, what to calculate and when to review your mortgage.
A practical guide to planning equipment, technology and tuition costs, assessing alternatives and making a careful borrowing decision.
Reviewing existing loans may free up room in your budget. Learn when a mortgage transfer or debt consolidation may be worth comparing.
Mortgage agreements covered by Portugal's public guarantee must be formalised by 31 December 2026. Learn about the conditions and available tax relief.
The ECB raised interest rates again in June 2026. See how this may affect repayments, home purchases and mortgage transfers in Portugal.
Banco de Portugal has made the affordability assessment for new mortgage loans more prudent. See what changes and how to prepare your application.
A practical guide for anyone planning to buy a home in Portugal and wanting to understand the home loan process from start to finish.